# OwnPay — Human & AI Agent Payment Infrastructure

> Unified non-custodial payment and settlement infrastructure for merchants, applications, and autonomous AI agents on Base L2 (Chain ID 8453).

## Overview & Brand

- [Main Brand Platform](https://ownpay.tech/): Executive overview of OwnPay payment rails.
- [About OwnPay](https://ownpay.tech/about): Mission, architectural invariants, and leadership.
- [Commercial Pricing](https://ownpay.tech/pricing): 100% pay-as-you-go ($0/mo, $0/yr SaaS fees).
- [Protocol Roadmap](https://ownpay.tech/roadmap): Transparent development milestones.
- [Security Architecture](https://ownpay.tech/security): 15-point on-chain verification and double-entry ledger.
- [Contact Directory](https://ownpay.tech/contact): Official institutional role-based communication channels.

## Ecosystem Surfaces

- [Merchant Operating Platform](https://ownpaylab.tech/): Retail POS, hosted checkout, and merchant settlement portal.
- [Developer & AI Agent Platform](https://ownpaylab.dev/): APIs, TypeScript SDK, Model Context Protocol, and OpenAPI 3.1 contract.